Sell your stuff to add a few more bucks to your down-payment savings.
Fix a monthly budget and find what mortgage payment you can comfortably afford. Just make sure you do your homework and base your request for a raise on your accomplishments, not your housing needs.
So, you might be able to get a bigger loan.
They should be reasonably near. Downside: The loan will be taxable as part of your salary. Certificates of deposit are low-risk and relatively accessible. Department of the Treasury. Alimony or child support. Author: Brandon Johnson.